Fema Resources

Home Elevation Grants

Many of the government programs available can cover 100% of the cost to elevate your home. Darouse Foundations has decades of experience helping homeowners secure grant funding for their project. We are extremely knowledgeable in the grant process and are available to assist you. Contact Darouse Foundations today to learn about all the Home Elevation Grants that may be available to you.

There are a multitude of Home Elevation Grants available to homeowners. Many of these grants are difficult to understand and are constantly changing.

Darouse Foundations team of Hazard Mitigation Specialists is there to help you navigate through the numerous procedures and deadlines to make this a seamless process for you and your family.

What is Increased Cost of Compliance (ICC) coverage?

If a flood damages your property, you may be required by law to bring your home up to community and/or state floodplain management standards. If you have NFIP insurance, and your home has been declared substantially damaged by your community, ICC coverage is provided to cover up to $30,000 of the cost to elevate, flood proof, demolish, or relocate your property.

HMA Grant Programs

The HMA grant programs provide funding opportunities for pre- and post-disaster mitigation. While the statuatory origins of the programs differ, all share the common goal of reducing the risk of loss of life and property due to natural hazards. Brief descriptions of the HMA grant programs can be found below.

Hazard Mitigation Grant Program (HMGP): HMGP assists in implementing long-term hazard mitigation measures following Presidential disaster declarations. Funding is available to implement projects in accordance with State, Tribal, and local priorities.

Pre-Disaster Mitigation (PDM): PDM provides funds on an annual basis for hazard mitigation planning and the implementation of mitigation projects prior to a disaster. The goal of the PDM program is to reduce overall risk to the population and structures, while at the same time, also reducing reliance on Federal funding from actual disaster declarations.

Flood Mitigation Assistance (FMA): FMA provides funds on an annual basis so that measures can be taken to reduce or eliminate risk of flood damage to buildings insured under the National Flood Insurance Program (NFIP).

Repetitive Flood Claims (RFC): RFC provides funds on an annual basis to reduce the risk of flood damage to individual properties insured under the NFIP that have had one or more claim payments for flood damages. RFC provides up to 100% federal funding for projects in communities that meet the reduced capacity requirements.

Severe Repetitive Loss (SRL): SRL provides funds on an annual basis to reduce the risk of flood damage to residential structures insured under the NFIP that are qualified as severe repetitive loss structures. SRL provides up to 90% federal funding for eligible projects.